Loving Start

BEFORE AND AFTER SCHOOL CARE AVAILABLE FREE SESSIONAL KINDER - 15 HRS | 5 DAYS A WEEK BEFORE AND AFTER SCHOOL CARE AVAILABLE FREE SESSIONAL KINDER - 15 HRS | 5 DAYS A WEEK BEFORE AND AFTER SCHOOL CARE AVAILABLE FREE SESSIONAL KINDER - 15 HRS | 5 DAYS A WEEK BEFORE AND AFTER SCHOOL CARE AVAILABLE FREE SESSIONAL KINDER - 15 HRS | 5 DAYS A WEEK BEFORE AND AFTER SCHOOL CARE AVAILABLE FREE SESSIONAL KINDER - 15 HRS | 5 DAYS A WEEK BEFORE AND AFTER SCHOOL CARE AVAILABLE FREE SESSIONAL KINDER - 15 HRS | 5 DAYS A WEEK BEFORE AND AFTER SCHOOL CARE AVAILABLE FREE SESSIONAL KINDER - 15 HRS | 5 DAYS A WEEK BEFORE AND AFTER SCHOOL CARE AVAILABLE FREE SESSIONAL KINDER - 15 HRS | 5 DAYS A WEEK BEFORE AND AFTER SCHOOL CARE AVAILABLE FREE SESSIONAL KINDER - 15 HRS | 5 DAYS A WEEK

Childcare Subsidy

More Affordable Childcare: The 3-Day Guarantee

From January 2026, the Australian Government will introduce the 3-Day Guarantee, a major reform that expands access to subsidised early learning for families.

This change ensures all eligible families can receive at least three days of government-subsidised childcare each week, regardless of work or study hours.For families, this means:
  • Greater affordability for early education
  • Reliable access to consistent care
  • Simpler eligibility requirements
  • Stronger support for children’s learning and development

What is Child Care Subsidy (CCS)?

The Child Care Subsidy (CCS) provides financial assistance to help cover childcare costs. The amount you receive depends on various factors, including your family’s income, your child’s age, and your participation in paid or unpaid activities like work or volunteering.

Additional support is available for certain families, including grandparents, great-grandparents, and those facing temporary financial hardship.

The CCS is paid directly to childcare providers, reducing the fees you need to pay.

Key Points About CCS:

✅Financial Assistance: The subsidy helps cover the cost of childcare, easing the financial burden on families.

Eligibility Factors: The amount of subsidy you receive depends on your family’s income, the age of your child, and the number of hours you engage in paid or unpaid activities such as work, study, or volunteering.

Direct Provider Payment: Instead of being reimbursed, the subsidy is paid directly to childcare providers, reducing the fees you need to pay out-of-pocket.

Extra Support: Additional assistance is available for families in special circumstances, including grandparents, great-grandparents, and those experiencing temporary financial hardship.

Covers Various Childcare Services: The CCS applies to different types of childcare, including long day care, family day care, and outside school hours care.

Income-Based Scaling: Families with lower incomes receive a higher percentage of subsidy, while those with higher incomes receive a lower percentage.

Who Is Eligible for the Child Care Subsidy?

The Child Care Subsidy (CCS) is available to families who meet specific eligibility criteria set by the Australian Government. The subsidy is designed to support families with the cost of approved childcare services and is paid directly to providers to reduce your childcare fees.

Some families may be eligible for additional support or exemptions, including those caring for Aboriginal and Torres Strait Islander children or experiencing special circumstances.
 

Reach Out To Us To Know If You Are Eligible

Speak to one of our friendly counselors to know more